Colorado homeowners · Free risk assessment
Generate your Wildfire Insurance Defense Dossier
Insurers are using wildfire risk scores to drop Colorado homeowners. We use the same data to build the documentation that keeps you covered — or qualifies you for the FAIR Plan.
- NFPA 1144 aligned
- IBHS Wildfire Prepared format
- Colorado FAIR Plan packet
- 90-second turnaround
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Risk score
Top hazards identified
Mitigation plan
Estimated insurance impact
Potential premium reduction
FAIR Plan eligibility
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Negotiation letter — opening paragraph
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Get the full Pro dossier
Receive the complete insurer-grade PDF: photo evidence template, NFPA 1144 checklist, FAIR Plan application packet, and full negotiation letter. Free during beta.
How Backburn works
- Tell us about your home. Address, roof, siding, deck, and how close your nearest tree sits.
- We analyze parcel-level wildfire risk. Using publicly available Colorado WUI maps, fuel models, and the same hardening criteria insurers use.
- You receive an insurer-grade dossier. NFPA 1144 + IBHS Wildfire Prepared + Colorado FAIR Plan formatted. Submit it to your insurer or to the FAIR Plan.
Note: Backburn produces homeowner-prepared documentation. It is not a substitute for a licensed wildfire mitigation inspection or insurance advice. Premium changes and FAIR Plan eligibility are determined solely by your insurer or the Colorado FAIR Plan Association.